An injury or illness while you are employed which stops you working, may entitle you to benefits from your superannuation fund.
If you are unable to return to work at all, you may be entitled to a permanent disability payment.
If you have suffered a serious personal injury or illness while you are employed, which stops you from working, you might be entitled to apply for benefits under your superannuation scheme.
To be eligible for benefits from your superannuation scheme the injury or illness keeping you away from work does not need to be work-related, and it doesn’t need to have been caused by any fault on the part of your employer.
Most importantly, if it seems likely that the injury or illness might stop you from ever returning to work in your usual job, there is a good chance that you will be entitled to recover a total and permanent disability benefit (TPD benefit) from your superannuation fund.
TPD benefits usually involve a significant sum, ranging from tens of thousands to six figures.
If you have suffered an injury or illness which is likely to keep you away from work for an extended period, you should call Richardson & Lyons to find out whether or not you are entitled to any disability benefit from your superannuation scheme. We will be happy to provide you with any advice you might need in this regard.
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