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What Is a Public Liability Claim?

A public liability claim is a legal claim for compensation when someone is injured due to the negligence of another person, business, or organisation. These claims are typically made against the owner or occupier of the premises where the injury occurred and are usually covered by their public liability insurance.

Public liability claims also commonly arise in subcontractor and labour-hire arrangements, where multiple parties may have control over a worksite or premises.

What are common examples of public liability incidents?

Public liability incidents generally involve injuries caused by unsafe conditions or negligent acts in places controlled by another person or organisation. Common examples include:

  • Slips, trips and falls in shops, shopping centres, car parks, footpaths, or common areas, often due to spills, uneven surfaces, poor lighting, or missing warning signs
  • Falls from height, such as from ladders, stairs, balconies, scaffolding, or elevated platforms
  • Injuries caused by falling or unsecured objects, including stock, tools, signage, or building materials
  • Incidents at construction or work sites, where site conditions were unsafe, or hazards were not properly managed
  • Injuries at events or public venues, such as festivals, sporting venues, hotels, or entertainment premises
  • Accidents involving defective or poorly maintained equipment, fixtures, or structures
  • Dog attacks or animal-related injuries, where the owner or controller failed to take reasonable precautions
  • Injuries caused by vehicles or machinery in non-traffic situations (for example, forklifts or site vehicles in public or shared areas)

Whether an incident gives rise to a public liability claim depends on the specific circumstances, including who controlled the premises or activity, what safety measures were in place, and whether reasonable care was taken to prevent harm.

Not every injury that happens in a public place results in a claim, and different pathways may apply depending on how and where the injury occurred.

Public liability claims in Queensland are governed by the Personal Injuries Proceedings Act 2002 (PIPA). Strict steps and timeframes apply. For subcontractors and labour-hire workers, determining the correct respondent (or respondents) is a crucial part of the process.

01

Gathering evidence

Document as much as you can from the incident as early as possible. This may include:

  • Photographs of the hazard, surrounding conditions, and your injuries
  • The exact location, date, and time of the incident
  • Contact details of any witnesses (and statements if available)
  • Incident reports completed by a business or property owner
  • Medical records detailing your injuries, treatment, and prognosis
  • Receipts and records of expenses related to your injury
  • Physical evidence such as damaged clothing or footwear

Strong evidence helps establish what happened, who was responsible, and the extent of your injuries and losses. 

If you weren’t able to collect everything at the time, don’t worry. Important evidence can often be obtained later as part of the claims process.

02

Serving a notice of claim

Before court proceedings can be started, the Personal Injuries Proceedings Act 2002 (PIPA) requires a formal Notice of Claim to be appropriately served on the party you believe is responsible. The Notice must set out:

  • Details of how and where the incident occurred
  • The nature of your injuries
  • The basis on which you say the other party is at fault

Strict timeframes apply to the delivery of a Noice. In most cases, a Notice must be given within nine months of the date of the incident or the date you first became aware of the injury. The obligation to deliver a complying Notice continues after that time, but must be accompanied by a reasonable excuse for delay. 

Serving a compliant notice allows the other party (and their insurer) to investigate the claim and consider resolving it without court proceedings. If the notice is not served correctly, or timeframes are missed, your claim may be put at risk.

For subcontractor and labour-hire workers, this step is particularly important, as there may be more than one potential respondent. Legal advice at this stage helps ensure the notice is served on the correct party/ies and meets all legislative requirements.

03

Respondent confirmation and compliance

After your Notice is served, the other party must confirm whether they are a proper respondent to the claim and whether your notice is compliant. If anything is missing or unclear, they may request further information or documents and raise compliance issues that need to be addressed. Where there are multiple potential respondents (common with subcontractor and labour-hire arrangements), more than one party may end up being joined at this stage. Once compliance is confirmed matter proceeds to insurer investigations and disclosure.

04

Investigation, disclosure and liability responses

Once a Notice is compliant, the respondent will carry out its own investigation into the incident. This may include:

  • Interviewing witnesses
  • Inspecting the location where the injury occurred
  • Reviewing maintenance, safety, or incident records
  • Obtaining expert opinions where required

At the same time, both parties participate in a disclosure process, exchanging relevant documents and information about the claim.

After completing its investigation, the respondent must provide a liability response. This has to be delivered within 6 months of receiving a complying claim and their response will either admit liability, deny liability or admit liability in part.

In delivering their liability response, the respondent will also usually address whether they owed you a duty of care, whether that duty was breached, and whether the breach caused your injuries. They will also consider whether you may have contributed to your own injury.

This stage often takes several months and involves detailed legal and factual analysis. We manage this process on your behalf, ensure proper disclosure occurs, and advise you on the implications of the insurer’s response.

05

Medical assessments

As a public liability claim progresses, medical assessments are used to understand the nature, extent, and long-term impact of your injuries.

In most cases, these assessments do not occur until your injuries have stabilised, which is often no sooner than 12 months after the injury occurred. This allows doctors to form a reliable view about recovery, permanent impairment, and any future treatment or care needs.

Medical assessments will usually involve first obtaining reports and records from your treating doctors and specialists, and then arranging independent medical examinations to obtain medical opinion about diagnosis, impairmet, ongoing symptoms, capacity for work, and future prognosis. These assessments are an important part of valuing your claim, as they inform:

  • The extent of any permanent injury
  • Future medical and rehabilitation needs
  • Ongoing loss of income or earning capacity

We guide you through this stage, explain what to expect, and ensure medical evidence is obtained at the appropriate time so your claim is assessed fairly and accurately.

06

Negotiation and settlement discussions

Most public liability claims resolve without the need for court proceedings. Once disclosure has been attended to, liability responses given, and medical reports received, parties begin negotiating the value of the claim. This involves assessing compensation for matters such as: 

  • Medical and treatment expenses
  • Past and future loss of income
  • Pain and suffering
  • Future care, treatment, and other losses

Your lawyer will prepare a detailed damages assessment, supported by medical evidence, financial records, and relevant legal authorities, to justify the value of your claim.

Settlement discussions may occur informally or through a structured process such as a settlement conference or mediation, where the parties meet to try to resolve the matter. Negotiations consider the strength of the evidence, relevant legal principles, and the costs and risks of proceeding to trial. Sometimes a respondent may make an early offer that does not reflect the full value of a claim, which is why careful preparation and experienced negotiation are important.

We advise you on any offers made and ensure you have clear, practical guidance before deciding whether to settle.

07

Court proceedings (if required)

If a claim cannot be resolved through negotiation or settlement, court proceedings may be necessary. 

The process before a trial typically involves:

  • Filing formal pleadings setting out each party’s case
  • Further disclosure of documents and information
  • Obtaining expert reports
  • Preparing witness statements
  • Attending pre-trial conferences or case management reviews

Both parties continue preparing their evidence throughout the above process and it remains possible for the matter to settle at any point before trial.

If the claim proceeds to a hearing, a Judge will consider the evidence, hear witness and expert testimony, and make findings on liability and the amount of compensation (if any) payable.

Court proceedings are generally more time consuming and costly than a negotiated settlement and are usually only required where liability is genuinely disputed or agreement cannot otherwise be reached due to differing medical opinions or a respondents view about the credibility of the injured person. Having experienced legal representation throughout is critical to both navigating this process and protecting your interests.

Frequently asked questions

What do I do if I’ve been injured in a public place or someone else’s premises?

Every situation is different but generally speaking:

  • Look after your health and seek appropriate medical care. Tell your clinician how and where the injury occurred and keep copies of any referrals, scripts, and certificates.
  • Record what happened: Note the location, date, and time. If safe to do so, take photos of the hazard and surrounding conditions, and keep details for any witnesses.
  • Report the incident: Notify the occupier, principal contractor, or host employer and ask for any incident report (or email them to create a record).
  • Keep your documents together and somewhere safe: Save medical certificates, discharge summaries, receipts, and other costs related to the injury. It is usually also a good idea keep any physical evidence (e.g., damaged clothing).
  • Be mindful of time limits: Strict time limits can apply to personal injury claims in Queensland. Consider obtaining independent legal advice promptly so you understand your options and any time limits that may apply.

As a labour hire worker, who is responsible for my injury claim?

In labour-hire arrangements, a worker is employed by a labour-hire agency but placed at a worksite controlled by a host employer.

In Queensland, labour-hire workers may have rights to pursue:

  • A workers’ compensation claim through the labour-hire employer, and
  • In some circumstances, a public liability claim against the host employer or another responsible party

If you are a labour-hire worker injured at work, liability can be more complex because:

  • The host employer usually controls the day-to-day work site and systems of work
  • The labour-hire agency remains your legal employer
  • More than one party may have contributed to the unsafe conditions

A public liability claim may be available where the host employer, or another party:

  • Provided an unsafe system of work
  • Failed to properly supervise, instruct, or train workers
  • Did not adequately maintain equipment or the work environment
  • Created, or failed to address, a hazard that caused injury

Determining who owed you a duty of care, and whether a public liability claim, a work injury damages claim, or both may apply, depends on the specific working arrangements and level of control at the time of the injury.

Can I make a public liability claim if I’m a sub-contractor?

Subcontractors often work on sites controlled by principal contractors, head contractors, property owners, or other businesses.

If you are a subcontractor and you were injured because:

  • The worksite was unsafe
  • Hazards were not properly identified or managed
  • Equipment, surfaces, or access areas were not adequately maintained
  • Another party on site acted negligently

You may be entitled to make a public liability claim against the party responsible for managing or controlling the premises. Depending on the circumstances, this could include:

  • A principal or head contractor
  • A property owner or occupier
  • Another contractor or subcontractor whose negligence contributed to the incident

Subcontractors do not need to be employees to be eligible to bring a public liability claim. If a person or business owed you a duty of care and failed to take reasonable precautions to prevent injury, you may have a valid claim.

Determining who owes that duty and whether more than one party may be responsible is often a key issue in subcontractor public liability claims. Early legal advice can help clarify your position and ensure the correct parties are identified.

What are the time limits for public liability claims?

In Queensland, most public liability claims are governed by the Personal Injuries Proceedings Act 2002 (PIPA). The PIPA sets out specific steps and timeframes that must be followed before court proceedings can be started.

Before starting court proceedings, a claimant is generally required to give the responsible party a formal Notice of Claim.

In most cases, the notice must be given within 9 months of the date of the incident. After this time, the obligation to deliver a Notice continues but must include a reasonable explanation for any delay. 

Separate from the PIPA pre-court process, public liability claims are also subject to a general limitation period, which is usually three years from the date of the injury.

Court proceedings must generally be started within this period, unless an extension is granted by the court in limited circumstances.

Why time limits matter

If PIPA timeframes are not met, or court proceedings are not commenced within the limitation period, a claimant may be prevented from pursuing compensation. Extensions are not automatic and depend on the circumstances of each case. Further to this, because multiple parties may be involved in public liability matters, particularly in subcontractor and labour-hire situations, identifying the correct respondent and complying with time limits can become more complex.

What you may be able to claim for compensation

Depending on your circumstances, compensation may cover:

  • Medical and hospital expenses accrued and into the future
  • Rehabilitation and therapy costs
  • Loss of income and reduced earning capacity accrued and in to the future
  • Pain and suffering
  • Care and assistance needs – whether that is for paid services being received or the commercial cost of care provided by friends and family members.
  • Out-of-pocket expenses

For subcontractors and labour-hire workers, we will carefully assess which party (or parties) may be liable and what types of compensation you may be entitled to pursue, whether that is a workers’ compensation claim a public liability claim, or a combination of both.

When might a public liability claim not be available?

Not every injury that occurs in a public place or on someone else’s premises will give rise to a public liability claim. Whether a claim is available depends on the specific circumstances of the incident.

A public liability claim may not be available where, for example:

  • No negligence can be established
  • A claim generally requires proof that a person or organisation failed to take reasonable care. An accident alone is not enough.
  • The risk was obvious or part of everyday life
  • The law recognises the world is not a “bowling green”. Minor irregularities, uneven surfaces, or everyday hazards do not necessarily amount to negligence if reasonable precautions were taken.
  • Reasonable maintenance systems were in place
  • Particularly in claims against councils or public authorities, liability may not arise if reasonable inspection and maintenance systems existed and the risk was not known, or reasonably discoverable, at the time.
  • You were solely responsible for the incident
  • If the injury was caused entirely by your own actions, and no duty of care was breached by another party, a public liability claim may not be available.
  • Time limits were not met. Under Queensland legislation, public liability claims are subject to strict timeframes, both in a pre-court phase and at common law. If the required steps are not taken within those time limits, a claim may become statute barred and unable to be pursued entirely.

Whether a public liability claim is available depends on factors such as who controlled the premises or activity, what safety measures were in place, whether the risk was foreseeable, and whether reasonable steps were taken to prevent harm.

How much will it cost me?

We act on a No Win, No Fee basis meaning you only pay legal fees if your common law claim succeeds, and we provide a clear costs agreement upfront.

Queensland also has important consumer protections around legal fees. The “50/50 rule” places a cap on professional fees in personal injury matters. This is a safeguard, not a default fee or pricing model. If it doesn’t apply, a lawyer cannot simply recover “half” of your compensation; the legal fees must reflect the work performed.

Our point of difference is how we apply this in practice. We charge fair, proportionate fees and our approach helps keep overall costs down, which is why the 50/50 rule rarely comes into play.

Additionally, for motor vehicle accident claims, the law also includes regulated cost thresholds that may allow a contribution to your legal costs from the insurer.

By way of example only, for injuries occurring between 1 July 2025 and 30 June 2026, no legal costs are recoverable below $58,090.00 in damages. Capped regulation costs may apply between damages of $58,090.00 and $96,870.00. If damages are paid above the threshold (over $96,781.00 in this example), standard costs may be paid by the insurer. It is important to note that these limits are indexed and depend on both the date of injury and the outcome of the claim.

Speak with our team today.

If you need guidance on your next step, get in touch. We’ll listen carefully, explain your options, and provide considered advice without pressure.

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